Disability Insurance

Long Term Disability Option 1
Benefits are payable beginning on the 15th day of total disability due to a covered accident or sickness. Your plan pays a disability benefit up to five years or to age 70, whichever first occurs, due to a covered accident or sickness.

Long Term Disability Option 2
Benefits are payable beginning on the 181st day of total disability due to a covered accident or sickness covered accident or sickness. Your plan pays a disability benefit up to five years or to age 70, whichever first occurs, due to a covered accident or sickness.